{"id":4229,"date":"2025-09-28T20:59:30","date_gmt":"2025-09-28T13:29:30","guid":{"rendered":"https:\/\/luatsu911.vn\/?p=4229"},"modified":"2025-09-28T20:59:30","modified_gmt":"2025-09-28T13:29:30","slug":"luat-su-phan-tich-nghia-vu-va-trach-nhiem-cua-doanh-nghiep-tham-gia-sandbox-theo-nghi-dinh-94-2025-nd-cp","status":"publish","type":"post","link":"https:\/\/luatsu911.vn\/?p=4229","title":{"rendered":"Lu\u1eadt s\u01b0 ph\u00e2n t\u00edch: Ngh\u0129a v\u1ee5 v\u00e0 Tr\u00e1ch nhi\u1ec7m c\u1ee7a Doanh nghi\u1ec7p Tham gia Sandbox theo Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP"},"content":{"rendered":"

Ngh\u0129a v\u1ee5 v\u00e0 Tr\u00e1ch nhi\u1ec7m c\u1ee7a Doanh nghi\u1ec7p Tham gia Sandbox theo Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP<\/span><\/h1>\n

I. M\u1edf \u0111\u1ea7u<\/span><\/h2>\n

C\u01a1 ch\u1ebf th\u1eed nghi\u1ec7m c\u00f3 ki\u1ec3m so\u00e1t (sandbox) l\u00e0 b\u01b0\u1edbc ti\u1ebfn quan tr\u1ecdng trong vi\u1ec7c khuy\u1ebfn kh\u00edch \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh \u2013 ng\u00e2n h\u00e0ng, nh\u01b0ng \u0111\u1ed3ng th\u1eddi ti\u1ec1m \u1ea9n nhi\u1ec1u r\u1ee7i ro v\u1ec1 t\u00e0i ch\u00ednh, ph\u00e1p l\u00fd, an ninh m\u1ea1ng v\u00e0 quy\u1ec1n l\u1ee3i ng\u01b0\u1eddi ti\u00eau d\u00f9ng<\/strong>.<\/span><\/p>\n

Do \u0111\u00f3, Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP<\/strong> kh\u00f4ng ch\u1ec9 x\u00e1c \u0111\u1ecbnh ph\u1ea1m vi th\u1eed nghi\u1ec7m m\u00e0 c\u00f2n \u0111\u1eb7t ra c\u00e1c ngh\u0129a v\u1ee5 b\u1eaft bu\u1ed9c<\/strong> cho doanh nghi\u1ec7p tham gia, nh\u1eb1m c\u00e2n b\u1eb1ng gi\u1eefa kh\u00f4ng gian th\u1eed nghi\u1ec7m linh ho\u1ea1t<\/strong> v\u00e0 an to\u00e0n h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh<\/strong>.<\/span><\/p>\n

\n

II. C\u00e1c ngh\u0129a v\u1ee5 ch\u1ee7 y\u1ebfu theo Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP<\/span><\/h2>\n

1. B\u00e1o c\u00e1o \u0111\u1ecbnh k\u1ef3 v\u00e0 \u0111\u1ed9t xu\u1ea5t<\/span><\/h3>\n

\u0110i\u1ec1u 9 kho\u1ea3n 1 Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP<\/strong> quy \u0111\u1ecbnh:<\/span><\/p>\n

\u201cT\u1ed5 ch\u1ee9c tham gia th\u1eed nghi\u1ec7m c\u00f3 tr\u00e1ch nhi\u1ec7m g\u1eedi b\u00e1o c\u00e1o \u0111\u1ecbnh k\u1ef3 h\u1eb1ng qu\u00fd v\u00e0 b\u00e1o c\u00e1o t\u1ed5ng h\u1ee3p k\u1ebft qu\u1ea3 th\u1eed nghi\u1ec7m cho Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc; tr\u01b0\u1eddng h\u1ee3p c\u00f3 y\u00eau c\u1ea7u, ph\u1ea3i k\u1ecbp th\u1eddi cung c\u1ea5p b\u00e1o c\u00e1o \u0111\u1ed9t xu\u1ea5t.\u201d<\/span><\/p>\n

Ph\u00e2n t\u00edch:<\/strong><\/span><\/p>\n

    \n
  • \n

    B\u00e1o c\u00e1o \u0111\u1ecbnh k\u1ef3: bao g\u1ed3m d\u1eef li\u1ec7u giao d\u1ecbch, s\u1ed1 l\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng, s\u1ef1 c\u1ed1 ph\u00e1t sinh, m\u1ee9c \u0111\u1ed9 tu\u00e2n th\u1ee7 KYC\/AML.<\/span><\/p>\n<\/li>\n

  • \n

    B\u00e1o c\u00e1o \u0111\u1ed9t xu\u1ea5t: trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 s\u1ef1 c\u1ed1 an ninh m\u1ea1ng, r\u1ee7i ro h\u1ec7 th\u1ed1ng, khi\u1ebfu n\u1ea1i l\u1edbn.<\/span><\/p>\n<\/li>\n

  • \n

    \u0110\u00e2y l\u00e0 c\u01a1 ch\u1ebf gi\u00e1m s\u00e1t near real-time<\/strong>, gi\u00fap NHNN k\u1ecbp th\u1eddi can thi\u1ec7p n\u1ebfu ph\u00e1t sinh r\u1ee7i ro.<\/span><\/p>\n<\/li>\n<\/ul>\n

    \n

    2. Tu\u00e2n th\u1ee7 quy \u0111\u1ecbnh v\u1ec1 KYC\/AML<\/span><\/h3>\n

    \u0110i\u1ec1u 10 Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP<\/strong> quy \u0111\u1ecbnh:<\/span><\/p>\n

    \u201cDoanh nghi\u1ec7p ph\u1ea3i x\u00e2y d\u1ef1ng v\u00e0 th\u1ef1c hi\u1ec7n quy tr\u00ecnh nh\u1eadn bi\u1ebft kh\u00e1ch h\u00e0ng (KYC), ph\u00f2ng ch\u1ed1ng r\u1eeda ti\u1ec1n v\u00e0 t\u00e0i tr\u1ee3 kh\u1ee7ng b\u1ed1 theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt v\u1ec1 ph\u00f2ng ch\u1ed1ng r\u1eeda ti\u1ec1n.\u201d<\/span><\/p>\n

    Ph\u00e2n t\u00edch:<\/strong><\/span><\/p>\n

      \n
    • \n

      KYC\/AML l\u00e0 \u201cx\u01b0\u01a1ng s\u1ed1ng\u201d c\u1ee7a gi\u00e1m s\u00e1t sandbox.<\/span><\/p>\n<\/li>\n

    • \n

      Doanh nghi\u1ec7p ph\u1ea3i c\u00f3 h\u1ec7 th\u1ed1ng x\u00e1c minh danh t\u00ednh \u0111i\u1ec7n t\u1eed (e-KYC), t\u00edch h\u1ee3p v\u1edbi CSDL qu\u1ed1c gia.<\/span><\/p>\n<\/li>\n

    • \n

      R\u1ee7i ro l\u1edbn nh\u1ea5t trong fintech ch\u00ednh l\u00e0 d\u00f2ng ti\u1ec1n b\u1ea5t h\u1ee3p ph\u00e1p<\/strong>, n\u00ean y\u00eau c\u1ea7u n\u00e0y v\u1eeba b\u1ea3o v\u1ec7 h\u1ec7 th\u1ed1ng, v\u1eeba tr\u00e1nh Vi\u1ec7t Nam b\u1ecb \u201cg\u1eafn c\u1edd\u201d b\u1edfi FATF (L\u1ef1c l\u01b0\u1ee3ng \u0111\u1eb7c nhi\u1ec7m t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf).<\/span><\/p>\n<\/li>\n<\/ul>\n

      \n

      3. Ch\u00ednh s\u00e1ch b\u1ea3o m\u1eadt v\u00e0 an to\u00e0n th\u00f4ng tin<\/span><\/h3>\n

      \u0110i\u1ec1u 11 Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP<\/strong> quy \u0111\u1ecbnh:<\/span><\/p>\n

      \u201cT\u1ed5 ch\u1ee9c tham gia th\u1eed nghi\u1ec7m ph\u1ea3i \u00e1p d\u1ee5ng c\u00e1c ti\u00eau chu\u1ea9n an to\u00e0n th\u00f4ng tin t\u1ed1i thi\u1ec3u, c\u00f3 ch\u1ee9ng nh\u1eadn ISO 27001, SOC 2 ho\u1eb7c k\u1ebft qu\u1ea3 ki\u1ec3m th\u1eed x\u00e2m nh\u1eadp (pentest) \u0111\u1ecbnh k\u1ef3.\u201d<\/span><\/p>\n

      Ph\u00e2n t\u00edch:<\/strong><\/span><\/p>\n

        \n
      • \n

        Sandbox l\u00e0 m\u00f4i tr\u01b0\u1eddng nh\u1ea1y c\u1ea3m, th\u01b0\u1eddng xuy\u00ean b\u1ecb t\u1ea5n c\u00f4ng m\u1ea1ng.<\/span><\/p>\n<\/li>\n

      • \n

        Vi\u1ec7c b\u1eaft bu\u1ed9c ti\u00eau chu\u1ea9n ISO 27001, SOC 2<\/strong> \u0111\u1eb7t Vi\u1ec7t Nam ngang chu\u1ea9n qu\u1ed1c t\u1ebf.<\/span><\/p>\n<\/li>\n

      • \n

        B\u00e1o c\u00e1o pentest \u0111\u1ecbnh k\u1ef3 gi\u00fap NHNN \u0111\u00e1nh gi\u00e1 n\u0103ng l\u1ef1c an ninh m\u1ea1ng c\u1ee7a doanh nghi\u1ec7p.<\/span><\/p>\n<\/li>\n<\/ul>\n

        \n

        4. C\u01a1 ch\u1ebf b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng<\/span><\/h3>\n

        \u0110i\u1ec1u 12 Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP<\/strong> quy \u0111\u1ecbnh:<\/span><\/p>\n

        \u201cDoanh nghi\u1ec7p ph\u1ea3i c\u00f3 c\u01a1 ch\u1ebf gi\u1ea3i quy\u1ebft khi\u1ebfu n\u1ea1i, b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i cho kh\u00e1ch h\u00e0ng trong tr\u01b0\u1eddng h\u1ee3p s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 th\u1eed nghi\u1ec7m ph\u00e1t sinh r\u1ee7i ro.\u201d<\/span><\/p>\n

        Ph\u00e2n t\u00edch:<\/strong><\/span><\/p>\n

          \n
        • \n

          Ng\u01b0\u1eddi d\u00f9ng sandbox th\u01b0\u1eddng l\u00e0 nh\u00f3m \u201cth\u1eed nghi\u1ec7m s\u1edbm\u201d, d\u1ec5 g\u1eb7p r\u1ee7i ro.<\/span><\/p>\n<\/li>\n

        • \n

          Doanh nghi\u1ec7p bu\u1ed9c ph\u1ea3i c\u00f3 qu\u1ef9 b\u1ed3i th\u01b0\u1eddng ho\u1eb7c b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m<\/strong> \u0111\u1ec3 b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng.<\/span><\/p>\n<\/li>\n

        • \n

          Quy \u0111\u1ecbnh n\u00e0y h\u1ecdc h\u1ecfi kinh nghi\u1ec7m Singapore, n\u01a1i y\u00eau c\u1ea7u k\u00fd qu\u1ef9 ho\u1eb7c b\u1ea3o hi\u1ec3m sandbox.<\/span><\/p>\n<\/li>\n<\/ul>\n

          \n

          5. K\u1ebf ho\u1ea1ch tho\u00e1t (Exit Plan)<\/span><\/h3>\n

          \u0110i\u1ec1u 14 Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP<\/strong> quy \u0111\u1ecbnh:<\/span><\/p>\n

          \u201cT\u1ed5 ch\u1ee9c tham gia th\u1eed nghi\u1ec7m ph\u1ea3i x\u00e2y d\u1ef1ng k\u1ebf ho\u1ea1ch tho\u00e1t, trong \u0111\u00f3 quy \u0111\u1ecbnh ph\u01b0\u01a1ng \u00e1n ch\u1ea5m d\u1ee9t th\u1eed nghi\u1ec7m, ho\u00e0n tr\u1ea3 t\u00e0i s\u1ea3n, d\u1eef li\u1ec7u cho kh\u00e1ch h\u00e0ng, chuy\u1ec3n giao h\u1ec7 th\u1ed1ng khi kh\u00f4ng ti\u1ebfp t\u1ee5c ho\u1ea1t \u0111\u1ed9ng.\u201d<\/span><\/p>\n

          Ph\u00e2n t\u00edch:<\/strong><\/span><\/p>\n

            \n
          • \n

            Exit plan l\u00e0 \u201cl\u1ed1i tho\u00e1t an to\u00e0n\u201d cho c\u1ea3 doanh nghi\u1ec7p, kh\u00e1ch h\u00e0ng v\u00e0 c\u01a1 quan qu\u1ea3n l\u00fd.<\/span><\/p>\n<\/li>\n

          • \n

            B\u1eaft bu\u1ed9c doanh nghi\u1ec7p d\u1ef1 tr\u00f9: x\u1eed l\u00fd h\u1ee3p \u0111\u1ed3ng d\u1edf dang, ho\u00e0n tr\u1ea3 v\u1ed1n, \u0111\u00f3ng t\u00e0i kho\u1ea3n.<\/span><\/p>\n<\/li>\n

          • \n

            Tr\u00e1nh t\u00ecnh tr\u1ea1ng \u201cs\u1eadp s\u00e0n fintech\u201d \u0111\u1ec3 l\u1ea1i h\u1ec7 qu\u1ea3 cho nh\u00e0 \u0111\u1ea7u t\u01b0 nh\u1ecf l\u1ebb.<\/span><\/p>\n<\/li>\n<\/ul>\n

            \n

            III. Tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd<\/span><\/h2>\n

            Ngo\u00e0i ngh\u0129a v\u1ee5 chuy\u00ean m\u00f4n, doanh nghi\u1ec7p c\u00f2n ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd:<\/span><\/p>\n

              \n
            • \n

              Tr\u00e1ch nhi\u1ec7m h\u00e0nh ch\u00ednh<\/strong>: n\u1ebfu vi ph\u1ea1m ngh\u0129a v\u1ee5 b\u00e1o c\u00e1o, AML\/KYC, an to\u00e0n th\u00f4ng tin.<\/span><\/p>\n<\/li>\n

            • \n

              Tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1<\/strong>: b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i cho kh\u00e1ch h\u00e0ng khi d\u1ecbch v\u1ee5 l\u1ed7i, l\u1eeba \u0111\u1ea3o.<\/span><\/p>\n<\/li>\n

            • \n

              Tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1<\/strong>: n\u1ebfu l\u1ee3i d\u1ee5ng sandbox \u0111\u1ec3 r\u1eeda ti\u1ec1n, l\u1eeba \u0111\u1ea3o, chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n.<\/span><\/p>\n<\/li>\n<\/ul>\n

              \u0110i\u1ec1u n\u00e0y nh\u1ea5n m\u1ea1nh r\u1eb1ng sandbox kh\u00f4ng ph\u1ea3i \u201cmi\u1ec5n tr\u1eeb tr\u00e1ch nhi\u1ec7m\u201d<\/strong>, m\u00e0 l\u00e0 m\u00f4i tr\u01b0\u1eddng th\u1eed nghi\u1ec7m c\u00f3 ki\u1ec3m so\u00e1t.<\/span><\/p>\n

              \n

              IV. B\u00ecnh lu\u1eadn v\u00e0 ki\u1ebfn ngh\u1ecb<\/span><\/h2>\n
                \n
              • \n

                Quy \u0111\u1ecbnh v\u1ec1 ngh\u0129a v\u1ee5 trong Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP ti\u1ec7m c\u1eadn chu\u1ea9n qu\u1ed1c t\u1ebf<\/strong> (UK, Singapore).<\/span><\/p>\n<\/li>\n

              • \n

                Tuy nhi\u00ean, c\u1ea7n c\u00f3 th\u00f4ng t\u01b0 h\u01b0\u1edbng d\u1eabn chi ti\u1ebft<\/strong> v\u1ec1:<\/span><\/p>\n

                  \n
                • \n

                  C\u1ea5u tr\u00fac b\u00e1o c\u00e1o \u0111\u1ecbnh k\u1ef3 (d\u1ea1ng XML\/JSON \u0111\u1ec3 d\u1ec5 t\u00edch h\u1ee3p).<\/span><\/p>\n<\/li>\n

                • \n

                  M\u1ee9c k\u00fd qu\u1ef9 t\u1ed1i thi\u1ec3u cho qu\u1ef9 b\u1ed3i th\u01b0\u1eddng sandbox.<\/span><\/p>\n<\/li>\n

                • \n

                  Chu\u1ea9n an ninh m\u1ea1ng ri\u00eang cho fintech trong sandbox.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

                  Ngo\u00e0i ra, NHNN n\u00ean c\u00f4ng khai danh s\u00e1ch sandbox participants v\u00e0 k\u1ebft qu\u1ea3 th\u1eed nghi\u1ec7m<\/strong>, \u0111\u1ec3 n\u00e2ng cao minh b\u1ea1ch v\u00e0 ni\u1ec1m tin nh\u00e0 \u0111\u1ea7u t\u01b0.<\/span><\/p>\n

                  \n

                  V. K\u1ebft lu\u1eadn<\/span><\/h2>\n

                  C\u00e1c ngh\u0129a v\u1ee5 c\u1ee7a doanh nghi\u1ec7p tham gia sandbox, t\u1eeb b\u00e1o c\u00e1o, AML\/KYC, an to\u00e0n th\u00f4ng tin, b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng \u0111\u1ebfn exit plan, ch\u00ednh l\u00e0 \u201ch\u00e0ng r\u00e0o ph\u00e1p l\u00fd\u201d<\/strong> \u0111\u1ec3 sandbox v\u1eadn h\u00e0nh an to\u00e0n, b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u00f4ng ch\u00fang, \u0111\u1ed3ng th\u1eddi t\u1ea1o m\u00f4i tr\u01b0\u1eddng cho \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o.<\/span><\/p>\n

                  Sandbox kh\u00f4ng ph\u1ea3i \u201cv\u00f9ng mi\u1ec5n lu\u1eadt\u201d, m\u00e0 l\u00e0 c\u01a1 ch\u1ebf ph\u00e1p l\u00fd c\u00e2n b\u1eb1ng<\/strong>: t\u1ea1o kh\u00f4ng gian \u0111\u1ed5i m\u1edbi trong s\u1ef1 gi\u00e1m s\u00e1t c\u1ee7a Nh\u00e0 n\u01b0\u1edbc.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

                  Ngh\u0129a v\u1ee5 v\u00e0 Tr\u00e1ch nhi\u1ec7m c\u1ee7a Doanh nghi\u1ec7p Tham gia Sandbox theo Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP I. M\u1edf \u0111\u1ea7u C\u01a1 ch\u1ebf th\u1eed nghi\u1ec7m c\u00f3 ki\u1ec3m so\u00e1t (sandbox) l\u00e0 b\u01b0\u1edbc ti\u1ebfn quan tr\u1ecdng trong vi\u1ec7c khuy\u1ebfn kh\u00edch \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh \u2013 ng\u00e2n h\u00e0ng, nh\u01b0ng \u0111\u1ed3ng th\u1eddi ti\u1ec1m \u1ea9n nhi\u1ec1u r\u1ee7i ro […]<\/p>\n","protected":false},"author":1,"featured_media":4223,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[75,215],"tags":[],"class_list":["post-4229","post","type-post","status-publish","format-standard","has-post-thumbnail","category-doanh-nghiep","category-fintech-va-phap-ly"],"yoast_head":"\nLu\u1eadt s\u01b0 ph\u00e2n t\u00edch: Ngh\u0129a v\u1ee5 v\u00e0 Tr\u00e1ch nhi\u1ec7m c\u1ee7a Doanh nghi\u1ec7p Tham gia Sandbox theo Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP - Lu\u1eadt S\u01b0 911- Lu\u1eadt s\u01b0 v\u1ec1 Blockchain, crypto, b\u1ea5t \u0111\u1ed9ng s\u1ea3n, m&a, h\u1ee3p \u0111\u1ed3ng kinh t\u1ebf<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/luatsu911.vn\/?p=4229\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Lu\u1eadt s\u01b0 ph\u00e2n t\u00edch: Ngh\u0129a v\u1ee5 v\u00e0 Tr\u00e1ch nhi\u1ec7m c\u1ee7a Doanh nghi\u1ec7p Tham gia Sandbox theo Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP - Lu\u1eadt S\u01b0 911- Lu\u1eadt s\u01b0 v\u1ec1 Blockchain, crypto, b\u1ea5t \u0111\u1ed9ng s\u1ea3n, m&a, h\u1ee3p \u0111\u1ed3ng kinh t\u1ebf\" \/>\n<meta property=\"og:description\" content=\"Ngh\u0129a v\u1ee5 v\u00e0 Tr\u00e1ch nhi\u1ec7m c\u1ee7a Doanh nghi\u1ec7p Tham gia Sandbox theo Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP I. M\u1edf \u0111\u1ea7u C\u01a1 ch\u1ebf th\u1eed nghi\u1ec7m c\u00f3 ki\u1ec3m so\u00e1t (sandbox) l\u00e0 b\u01b0\u1edbc ti\u1ebfn quan tr\u1ecdng trong vi\u1ec7c khuy\u1ebfn kh\u00edch \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh \u2013 ng\u00e2n h\u00e0ng, nh\u01b0ng \u0111\u1ed3ng th\u1eddi ti\u1ec1m \u1ea9n nhi\u1ec1u r\u1ee7i ro […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/luatsu911.vn\/?p=4229\" \/>\n<meta property=\"og:site_name\" content=\"Lu\u1eadt S\u01b0 911- Lu\u1eadt s\u01b0 v\u1ec1 Blockchain, crypto, b\u1ea5t \u0111\u1ed9ng s\u1ea3n, m&a, h\u1ee3p \u0111\u1ed3ng kinh t\u1ebf\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/luatsu911.vn\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-28T13:29:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/luatsu911.vn\/wp-content\/uploads\/2025\/09\/b.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"t81storefashion\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"t81storefashion\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/luatsu911.vn\/?p=4229#article\",\"isPartOf\":{\"@id\":\"https:\/\/luatsu911.vn\/?p=4229\"},\"author\":{\"name\":\"t81storefashion\",\"@id\":\"https:\/\/luatsu911.vn\/#\/schema\/person\/c3c41507cb69b2d931b85034dce78b5a\"},\"headline\":\"Lu\u1eadt s\u01b0 ph\u00e2n t\u00edch: Ngh\u0129a v\u1ee5 v\u00e0 Tr\u00e1ch nhi\u1ec7m c\u1ee7a Doanh nghi\u1ec7p Tham gia Sandbox theo Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP\",\"datePublished\":\"2025-09-28T13:29:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/luatsu911.vn\/?p=4229\"},\"wordCount\":1448,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/luatsu911.vn\/#organization\"},\"image\":{\"@id\":\"https:\/\/luatsu911.vn\/?p=4229#primaryimage\"},\"thumbnailUrl\":\"https:\/\/luatsu911.vn\/wp-content\/uploads\/2025\/09\/b.jpg\",\"articleSection\":[\"DOANH NGHI\u1ec6P\",\"Fintech v\u00e0 ph\u00e1p l\u00fd\"],\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/luatsu911.vn\/?p=4229#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/luatsu911.vn\/?p=4229\",\"url\":\"https:\/\/luatsu911.vn\/?p=4229\",\"name\":\"Lu\u1eadt s\u01b0 ph\u00e2n t\u00edch: Ngh\u0129a v\u1ee5 v\u00e0 Tr\u00e1ch nhi\u1ec7m c\u1ee7a Doanh nghi\u1ec7p Tham gia Sandbox theo Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP - Lu\u1eadt S\u01b0 911- Lu\u1eadt s\u01b0 v\u1ec1 Blockchain, crypto, b\u1ea5t \u0111\u1ed9ng s\u1ea3n, m&a, h\u1ee3p \u0111\u1ed3ng kinh t\u1ebf\",\"isPartOf\":{\"@id\":\"https:\/\/luatsu911.vn\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/luatsu911.vn\/?p=4229#primaryimage\"},\"image\":{\"@id\":\"https:\/\/luatsu911.vn\/?p=4229#primaryimage\"},\"thumbnailUrl\":\"https:\/\/luatsu911.vn\/wp-content\/uploads\/2025\/09\/b.jpg\",\"datePublished\":\"2025-09-28T13:29:30+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/luatsu911.vn\/?p=4229#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/luatsu911.vn\/?p=4229\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/luatsu911.vn\/?p=4229#primaryimage\",\"url\":\"https:\/\/luatsu911.vn\/wp-content\/uploads\/2025\/09\/b.jpg\",\"contentUrl\":\"https:\/\/luatsu911.vn\/wp-content\/uploads\/2025\/09\/b.jpg\",\"width\":1024,\"height\":1024},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/luatsu911.vn\/?p=4229#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Trang ch\u1ee7\",\"item\":\"https:\/\/luatsu911.vn\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Lu\u1eadt s\u01b0 ph\u00e2n t\u00edch: Ngh\u0129a v\u1ee5 v\u00e0 Tr\u00e1ch nhi\u1ec7m c\u1ee7a Doanh nghi\u1ec7p Tham gia Sandbox theo Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/luatsu911.vn\/#website\",\"url\":\"https:\/\/luatsu911.vn\/\",\"name\":\"Lu\u1eadt S\u01b0 911- Lu\u1eadt s\u01b0 v\u1ec1 Blockchain, crypto, b\u1ea5t \u0111\u1ed9ng s\u1ea3n, m&a, h\u1ee3p \u0111\u1ed3ng kinh t\u1ebf\",\"description\":\"Lu\u1eadt S\u01b0 " Ph\u1ea3n \u1ee8ng Nhanh - Hi\u1ec7u Qu\u1ea3 T\u1ed1t"\",\"publisher\":{\"@id\":\"https:\/\/luatsu911.vn\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/luatsu911.vn\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/luatsu911.vn\/#organization\",\"name\":\"Lu\u1eadt S\u01b0 911- Lu\u1eadt s\u01b0 v\u1ec1 Blockchain, crypto, b\u1ea5t \u0111\u1ed9ng s\u1ea3n, m&a, h\u1ee3p \u0111\u1ed3ng kinh t\u1ebf\",\"url\":\"https:\/\/luatsu911.vn\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/luatsu911.vn\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/luatsu911.vn\/wp-content\/uploads\/2023\/05\/z4376984128463_80cd19339b0d8061f041a53e3f977942.jpg\",\"contentUrl\":\"https:\/\/luatsu911.vn\/wp-content\/uploads\/2023\/05\/z4376984128463_80cd19339b0d8061f041a53e3f977942.jpg\",\"width\":1125,\"height\":1094,\"caption\":\"Lu\u1eadt S\u01b0 911- Lu\u1eadt s\u01b0 v\u1ec1 Blockchain, crypto, b\u1ea5t \u0111\u1ed9ng s\u1ea3n, m&a, h\u1ee3p \u0111\u1ed3ng kinh t\u1ebf\"},\"image\":{\"@id\":\"https:\/\/luatsu911.vn\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/luatsu911.vn\/#\/schema\/person\/c3c41507cb69b2d931b85034dce78b5a\",\"name\":\"t81storefashion\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/luatsu911.vn\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b7955d80bb5bdf2dd933d50a57414021a4c8612b5ae1147fb23aa4fb76e77466?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b7955d80bb5bdf2dd933d50a57414021a4c8612b5ae1147fb23aa4fb76e77466?s=96&d=mm&r=g\",\"caption\":\"t81storefashion\"},\"sameAs\":[\"https:\/\/luatsu911.vn\",\"https:\/\/www.facebook.com\/luatsu911.vn\"],\"url\":\"https:\/\/luatsu911.vn\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Lu\u1eadt s\u01b0 ph\u00e2n t\u00edch: Ngh\u0129a v\u1ee5 v\u00e0 Tr\u00e1ch nhi\u1ec7m c\u1ee7a Doanh nghi\u1ec7p Tham gia Sandbox theo Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP - Lu\u1eadt S\u01b0 911- Lu\u1eadt s\u01b0 v\u1ec1 Blockchain, crypto, b\u1ea5t \u0111\u1ed9ng s\u1ea3n, m&a, h\u1ee3p \u0111\u1ed3ng kinh t\u1ebf","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/luatsu911.vn\/?p=4229","og_locale":"vi_VN","og_type":"article","og_title":"Lu\u1eadt s\u01b0 ph\u00e2n t\u00edch: Ngh\u0129a v\u1ee5 v\u00e0 Tr\u00e1ch nhi\u1ec7m c\u1ee7a Doanh nghi\u1ec7p Tham gia Sandbox theo Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP - Lu\u1eadt S\u01b0 911- Lu\u1eadt s\u01b0 v\u1ec1 Blockchain, crypto, b\u1ea5t \u0111\u1ed9ng s\u1ea3n, m&a, h\u1ee3p \u0111\u1ed3ng kinh t\u1ebf","og_description":"Ngh\u0129a v\u1ee5 v\u00e0 Tr\u00e1ch nhi\u1ec7m c\u1ee7a Doanh nghi\u1ec7p Tham gia Sandbox theo Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP I. M\u1edf \u0111\u1ea7u C\u01a1 ch\u1ebf th\u1eed nghi\u1ec7m c\u00f3 ki\u1ec3m so\u00e1t (sandbox) l\u00e0 b\u01b0\u1edbc ti\u1ebfn quan tr\u1ecdng trong vi\u1ec7c khuy\u1ebfn kh\u00edch \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh \u2013 ng\u00e2n h\u00e0ng, nh\u01b0ng \u0111\u1ed3ng th\u1eddi ti\u1ec1m \u1ea9n nhi\u1ec1u r\u1ee7i ro […]","og_url":"https:\/\/luatsu911.vn\/?p=4229","og_site_name":"Lu\u1eadt S\u01b0 911- Lu\u1eadt s\u01b0 v\u1ec1 Blockchain, crypto, b\u1ea5t \u0111\u1ed9ng s\u1ea3n, m&a, h\u1ee3p \u0111\u1ed3ng kinh t\u1ebf","article_author":"https:\/\/www.facebook.com\/luatsu911.vn","article_published_time":"2025-09-28T13:29:30+00:00","og_image":[{"width":1024,"height":1024,"url":"https:\/\/luatsu911.vn\/wp-content\/uploads\/2025\/09\/b.jpg","type":"image\/jpeg"}],"author":"t81storefashion","twitter_card":"summary_large_image","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"t81storefashion","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"6 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/luatsu911.vn\/?p=4229#article","isPartOf":{"@id":"https:\/\/luatsu911.vn\/?p=4229"},"author":{"name":"t81storefashion","@id":"https:\/\/luatsu911.vn\/#\/schema\/person\/c3c41507cb69b2d931b85034dce78b5a"},"headline":"Lu\u1eadt s\u01b0 ph\u00e2n t\u00edch: Ngh\u0129a v\u1ee5 v\u00e0 Tr\u00e1ch nhi\u1ec7m c\u1ee7a Doanh nghi\u1ec7p Tham gia Sandbox theo Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP","datePublished":"2025-09-28T13:29:30+00:00","mainEntityOfPage":{"@id":"https:\/\/luatsu911.vn\/?p=4229"},"wordCount":1448,"commentCount":0,"publisher":{"@id":"https:\/\/luatsu911.vn\/#organization"},"image":{"@id":"https:\/\/luatsu911.vn\/?p=4229#primaryimage"},"thumbnailUrl":"https:\/\/luatsu911.vn\/wp-content\/uploads\/2025\/09\/b.jpg","articleSection":["DOANH NGHI\u1ec6P","Fintech v\u00e0 ph\u00e1p l\u00fd"],"inLanguage":"vi","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/luatsu911.vn\/?p=4229#respond"]}]},{"@type":"WebPage","@id":"https:\/\/luatsu911.vn\/?p=4229","url":"https:\/\/luatsu911.vn\/?p=4229","name":"Lu\u1eadt s\u01b0 ph\u00e2n t\u00edch: Ngh\u0129a v\u1ee5 v\u00e0 Tr\u00e1ch nhi\u1ec7m c\u1ee7a Doanh nghi\u1ec7p Tham gia Sandbox theo Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP - Lu\u1eadt S\u01b0 911- Lu\u1eadt s\u01b0 v\u1ec1 Blockchain, crypto, b\u1ea5t \u0111\u1ed9ng s\u1ea3n, m&a, h\u1ee3p \u0111\u1ed3ng kinh t\u1ebf","isPartOf":{"@id":"https:\/\/luatsu911.vn\/#website"},"primaryImageOfPage":{"@id":"https:\/\/luatsu911.vn\/?p=4229#primaryimage"},"image":{"@id":"https:\/\/luatsu911.vn\/?p=4229#primaryimage"},"thumbnailUrl":"https:\/\/luatsu911.vn\/wp-content\/uploads\/2025\/09\/b.jpg","datePublished":"2025-09-28T13:29:30+00:00","breadcrumb":{"@id":"https:\/\/luatsu911.vn\/?p=4229#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/luatsu911.vn\/?p=4229"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/luatsu911.vn\/?p=4229#primaryimage","url":"https:\/\/luatsu911.vn\/wp-content\/uploads\/2025\/09\/b.jpg","contentUrl":"https:\/\/luatsu911.vn\/wp-content\/uploads\/2025\/09\/b.jpg","width":1024,"height":1024},{"@type":"BreadcrumbList","@id":"https:\/\/luatsu911.vn\/?p=4229#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Trang ch\u1ee7","item":"https:\/\/luatsu911.vn\/"},{"@type":"ListItem","position":2,"name":"Lu\u1eadt s\u01b0 ph\u00e2n t\u00edch: Ngh\u0129a v\u1ee5 v\u00e0 Tr\u00e1ch nhi\u1ec7m c\u1ee7a Doanh nghi\u1ec7p Tham gia Sandbox theo Ngh\u1ecb \u0111\u1ecbnh 94\/2025\/N\u0110-CP"}]},{"@type":"WebSite","@id":"https:\/\/luatsu911.vn\/#website","url":"https:\/\/luatsu911.vn\/","name":"Lu\u1eadt S\u01b0 911- Lu\u1eadt s\u01b0 v\u1ec1 Blockchain, crypto, b\u1ea5t \u0111\u1ed9ng s\u1ea3n, m&a, h\u1ee3p \u0111\u1ed3ng kinh t\u1ebf","description":"Lu\u1eadt S\u01b0 " Ph\u1ea3n \u1ee8ng Nhanh - Hi\u1ec7u Qu\u1ea3 T\u1ed1t"","publisher":{"@id":"https:\/\/luatsu911.vn\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/luatsu911.vn\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/luatsu911.vn\/#organization","name":"Lu\u1eadt S\u01b0 911- Lu\u1eadt s\u01b0 v\u1ec1 Blockchain, crypto, b\u1ea5t \u0111\u1ed9ng s\u1ea3n, m&a, h\u1ee3p \u0111\u1ed3ng kinh t\u1ebf","url":"https:\/\/luatsu911.vn\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/luatsu911.vn\/#\/schema\/logo\/image\/","url":"https:\/\/luatsu911.vn\/wp-content\/uploads\/2023\/05\/z4376984128463_80cd19339b0d8061f041a53e3f977942.jpg","contentUrl":"https:\/\/luatsu911.vn\/wp-content\/uploads\/2023\/05\/z4376984128463_80cd19339b0d8061f041a53e3f977942.jpg","width":1125,"height":1094,"caption":"Lu\u1eadt S\u01b0 911- Lu\u1eadt s\u01b0 v\u1ec1 Blockchain, crypto, b\u1ea5t \u0111\u1ed9ng s\u1ea3n, m&a, h\u1ee3p \u0111\u1ed3ng kinh t\u1ebf"},"image":{"@id":"https:\/\/luatsu911.vn\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/luatsu911.vn\/#\/schema\/person\/c3c41507cb69b2d931b85034dce78b5a","name":"t81storefashion","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/luatsu911.vn\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b7955d80bb5bdf2dd933d50a57414021a4c8612b5ae1147fb23aa4fb76e77466?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b7955d80bb5bdf2dd933d50a57414021a4c8612b5ae1147fb23aa4fb76e77466?s=96&d=mm&r=g","caption":"t81storefashion"},"sameAs":["https:\/\/luatsu911.vn","https:\/\/www.facebook.com\/luatsu911.vn"],"url":"https:\/\/luatsu911.vn\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/luatsu911.vn\/index.php?rest_route=\/wp\/v2\/posts\/4229","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/luatsu911.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/luatsu911.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/luatsu911.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/luatsu911.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4229"}],"version-history":[{"count":1,"href":"https:\/\/luatsu911.vn\/index.php?rest_route=\/wp\/v2\/posts\/4229\/revisions"}],"predecessor-version":[{"id":4230,"href":"https:\/\/luatsu911.vn\/index.php?rest_route=\/wp\/v2\/posts\/4229\/revisions\/4230"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/luatsu911.vn\/index.php?rest_route=\/wp\/v2\/media\/4223"}],"wp:attachment":[{"href":"https:\/\/luatsu911.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4229"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/luatsu911.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4229"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/luatsu911.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4229"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}